If you've searched online for health insurance that covers anxiety then you are probably for looking for trusted UK based health insurance providers that can cover anxiety.
Our advice when shopping around for private medical insurance that covers anxiety is to speak to a health insurance broker. Health insurance is extremely complicated and if you want absolute certainty that anxiety is covered you should consult with a broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider you can find and ask if they cover anxiety, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which policy providers on the market cover anxiety and under what terms they do or don't cover it.
Anxiety Information
Anxiety is a feeling of unease, such as worry or fear, that can be mild or severe.
Everyone has feelings of anxiety at some point in their life. For example, you may feel worried and anxious about sitting an exam or having a medical test or job interview. During times like these, feeling anxious can be perfectly normal.
However, some people find it hard to control their worries. Their feelings of anxiety are more constant and can often affect their daily life.
Anxiety is the main symptom of several conditions, including panic disorder, phobias, post-traumatic stress disorder and social anxiety disorder (social phobia).
However, the information in this section is about a specific condition called generalised anxiety disorder (GAD).
GAD is a long-term condition that causes you to feel anxious about a wide range of situations and issues, rather than one specific event.
People with GAD feel anxious most days and often struggle to remember the last time they felt relaxed. GAD can cause both psychological (mental) and physical symptoms. These vary from person to person, but can include feeling restless or worried and having trouble concentrating or sleeping.
Read about the symptoms of GAD
Although feelings of anxiety at certain times are completely normal, you should see your GP if anxiety is affecting your daily life or is causing you distress.
Your GP will ask you about your symptoms and your worries, fears and emotions to try to find out if you could have GAD.
Read more about diagnosing GAD
The exact cause of GAD is not fully understood, although it's likely that a combination of several factors plays a role. Research has suggested these may include:
However, many people develop GAD for no apparent reason.
GAD is a common condition estimated to affect about 1 in every 25 people in the UK.
Slightly more women are affected than men, and the condition is more common in people between the ages of 35 and 55.