If you've searched the web for private health insurance that covers gum disease then you are probably for looking for established UK based health insurance providers that can cover your gum disease.
Our advice when shopping around for private medical cover that covers gum disease is to speak to a insurance broker. Health insurance is extremely complex and if you want absolute certainty that gum disease is covered by your policy you should talk with a broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they cover gum disease, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover gum disease and under what conditions they do or don't cover it.
Gum Disease Information
If you have a dental problem you should, in the first instance always telephone the dental practice that you normally attend.
If you are not registered with any dental practice then you should read our advice on dental emergencies.
Further information is available on accessing dental treatment during the coronavirus pandemic.
Gum disease is a very common condition where the gums become swollen, sore or infected.
Most adults in the UK have gum disease to some degree and most people experience it at least once. It's much less common in children.
If you have gum disease, your gums may bleed when you brush your teeth and you may have bad breath. This early stage of gum disease is known as gingivitis.
If gingivitis isn't treated, a condition called periodontitis can develop. This affects more tissues that support teeth and hold them in place.
If periodontitis isn't treated, the bone in your jaw may be damaged and small spaces can open up between the gum and teeth. Your teeth can become loose and may eventually fall out.
Read more about the symptoms of gum disease.
Gum disease is caused by a build-up of plaque on the teeth. Plaque is a sticky substance that contains bacteria.
Some bacteria in plaque are harmless, but some are harmful for the health of your gums. If you don't remove plaque from your teeth by brushing them, it builds up and irritates your gums. This can lead to redness with bleeding, swelling and soreness.
Read more about the causes of gum disease.
You should make an appointment to see your dentist if your gums are painful, swollen or if they bleed when you brush your teeth. Find a dentist near you.
Your dentist can carry out a thorough dental examination to check the health of your gums, which may involve inserting a thin metal stick with a bend in one end (periodontal probe) beside your teeth.