If you've searched online for health insurance that covers hearing loss then you are probably for looking for established UK based health insurance companies that will cover your hearing loss.
Our advice when shopping around for private medical insurance that covers hearing loss is to speak to a health insurance broker. Health insurance is very complex and if you want absolute certainty that hearing loss is covered by your policy you should talk with a health insurance broker who can explain which policy providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they cover hearing loss, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which policy providers on the market cover hearing loss and under what conditions they do or don't cover it.
Hearing Loss Information
Hearing loss is a common problem that often develops with age or is caused by repeated exposure to loud noises.
Action on Hearing Loss estimates that there are more than 10 million (about 1 in 6) people in the UK with some degree of hearing impairment or deafness.
Hearing loss can occur suddenly, but usually develops gradually. General signs of hearing loss can include:
Read more about the symptoms of hearing loss
See your GP if you're having problems with your hearing, or your child is showing signs of hearing difficulty. If you lose your hearing suddenly, in one or both ears, you must see your GP as soon as possible.
Your GP can check for any problems and may refer you to an audiologist (hearing specialist) or an ENT surgeon for further tests.
You can also visit the Action on Hearing Loss website for an online hearing test.
Read more about diagnosing hearing loss
Hearing loss is the result of sound signals not reaching the brain. There are two main types of hearing loss, depending on where the problem lies:
It's also possible to have both these types of hearing loss. This is known as mixed hearing loss.
Some people are born with hearing loss, but most cases develop as you get older.
Read more about causes of hearing loss
It isn't always possible to prevent hearing loss if you have an underlying condition that causes you to lose your hearing.
However, there are several things you can do to reduce the risk of hearing loss from long-term exposure to loud noise. This includes not having music or the television on at a loud volume at home and using ear protection at loud music events or in noisy work environments.
You should also see your GP if you have signs of an ear infection, such as flu-like symptoms, severe earache, discharge or hearing loss.