If you've searched the net for private medical insurance that covers hepatitis b then you are probably for looking for trusted UK based health insurance providers that can cover your hepatitis b.
Our advice when looking for private medical cover that covers hepatitis b is to speak to a insurance broker. Health insurance is extremely complicated and if you want complete certainty that hepatitis b is covered you should consult with a broker who can explain which providers will cover this medical condition and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you live in many different postcodes? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider on the market and ask if they cover hepatitis b, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover hepatitis b and under what conditions they do or don't cover it.
Hepatitis B Information
Hepatitis B is an infection of the liver caused by a virus that's spread through blood and body fluids.
It often doesn't cause any obvious symptoms in adults and typically passes in a few months without treatment, but in children it often persists for years and may eventually cause serious liver damage.
Hepatitis B is less common in the UK than other parts of the world, but certain groups are at an increased risk. This includes people originally from high-risk countries, people who inject drugs, and people who have unprotected sex with multiple sexual partners.
A hepatitis B vaccine is available for people at high risk of the condition.
Many people with hepatitis B won't experience any symptoms and may fight off the virus without realising they had it.
If symptoms do develop, they tend to occur 2 or 3 months after exposure to the hepatitis B virus.
Symptoms of hepatitis B include:
These symptoms will usually pass within one to three months (acute hepatitis B), although occasionally the infection can last for six months or more (chronic hepatitis B).
Read more about the symptoms of hepatitis B.
Hepatitis B can be serious, so you should get medical advice if:
You can go to your local GP surgery, drug service, genitourinary medicine (GUM) clinic or sexual health clinic for help and advice.
A blood test can be carried out to check if you have hepatitis B or have had it in the past. The hepatitis B vaccine may also be recommended to reduce your risk of infection.
Treatment for hepatitis B depends on how long you've been infected for:
Chronic hepatitis B often requires long-term or lifelong treatment and regular monitoring to check for any further liver problems.
Read more about treating hepatitis B.