If you've searched the web for private health insurance that covers multiple sclerosis (ms) then you are probably for looking for trusted UK based health insurance providers that can cover multiple sclerosis (ms).
Our advice when looking for private medical insurance that covers multiple sclerosis (ms) is to speak to a health insurance broker. Health insurance is extremely complex and if you want complete certainty that multiple sclerosis (ms) is covered by your policy you should consult with a medical insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the biggest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain condition and want to know which policy provider offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover multiple sclerosis (ms), however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which policy providers on the market cover multiple sclerosis (ms) and under what conditions they do or don't cover it.
Multiple Sclerosis (MS) Information
Multiple sclerosis (MS) is a condition which can affect the brain and/or spinal cord, causing a wide range of potential symptoms, including problems with vision, arm or leg movement, sensation or balance.
It's a lifelong condition that can sometimes cause serious disability, although it can occasionally be mild. In many cases, it’s possible to treat symptoms. Average life expectancy is slightly reduced for people with MS.
It's estimated that there are more than 100,000 people diagnosed with MS in the UK.
It's most commonly diagnosed in people in their 20s and 30s, although it can develop at any age. It's about two to three times more common in women than men.
The symptoms of MS vary widely from person to person and can affect any part of the body.
The main symptoms include:
Depending on the type of MS you have (see below), your symptoms may come and go in phases, or get steadily worse over time (progress).
Read more about the symptoms of MS
See your GP if you're worried you might have early signs of MS.
The early symptoms often have many other causes, so they're not necessarily a sign of MS. Let your GP know about the specific pattern of symptoms you’re experiencing.
If you GP thinks you could have MS, you'll be referred to a neurologist (a specialist in conditions of the nervous system), who may suggest tests such as a magnetic resonance imaging (MRI) scan to check for features of MS.
Read more about diagnosing MS
MS starts in one of two general ways: with individual relapses (attacks or exacerbations) or with gradual progression.
More than 8 out of every 10 people with MS are diagnosed with the "relapsing remitting" type.
Someone with relapsing remitting MS will have episodes of new or worsening symptoms, known as "relapses". These typically worsen over a few days, last for days to weeks to months, then slowly improve over a similar time period.