If you've searched online for private health insurance that covers post-traumatic stress disorder (ptsd) then you are most likely for looking for trusted UK based health insurance companies that will cover post-traumatic stress disorder (ptsd).
Our advice when looking for private medical cover that covers post-traumatic stress disorder (ptsd) is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that post-traumatic stress disorder (ptsd) is covered by your policy you should talk with a health insurance broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the largest by far is that you're using their insurance training at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a lower premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every health insurance provider you can find and ask if they cover post-traumatic stress disorder (ptsd), however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one medical insurance broker which will know which providers on the market cover post-traumatic stress disorder (ptsd) and under what terms they do or don't cover it.
Post-Traumatic Stress Disorder (PTSD) Information
Post-traumatic stress disorder (PTSD) is an anxiety disorder caused by very stressful, frightening or distressing events.
Someone with PTSD often relives the traumatic event through nightmares and flashbacks, and may experience feelings of isolation, irritability and guilt.
They may also have problems sleeping, such as insomnia, and find concentrating difficult.
These symptoms are often severe and persistent enough to have a significant impact on the person’s day-to-day life.
Read more about the symptoms of PTSD.
The type of events that can cause PTSD include:
PTSD can develop immediately after someone experiences a disturbing event or it can occur weeks, months or even years later.
PTSD is estimated to affect about 1 in every 3 people who have a traumatic experience, but it's not clear exactly why some people develop the condition and others don't.
Read more about the causes of PTSD.
People who repeatedly experience traumatic situations such as severe neglect, abuse or violence may be diagnosed with complex PTSD.
Complex PTSD can cause similar symptoms to PTSD and may not develop until years after the event. It's often more severe if the trauma was experienced early in life as this can affect a child's development.
Read more about complex PTSD.
It's normal to experience upsetting and confusing thoughts after a traumatic event, but most people improve naturally over a few weeks.
You should visit your GP if you or your child are still having problems about four weeks after the traumatic experience, or if the symptoms are particularly troublesome.
If necessary, your GP can refer you to mental health specialists for further assessment and treatment.