If you've searched the internet for health insurance that covers type 2 diabetes then you are probably for looking for established UK based health insurance companies that will cover your type 2 diabetes.
Our advice when looking for private medical cover that covers type 2 diabetes is to speak to a insurance broker. Health insurance is extremely complicated and if you want absolute certainty that type 2 diabetes is covered by your policy you should talk with a broker who can explain which policy providers will cover this medical condition and which will exclude it.
There are many advantages to using a broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a lower premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance policy? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they cover type 2 diabetes, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market cover type 2 diabetes and under what terms they do or don't cover it.
Type 2 Diabetes Information
Diabetes is usually a lifelong condition that causes a person's blood glucose (sugar) level to become too high.
The hormone insulin – produced by the pancreas – is responsible for controlling the amount of glucose in the blood
There are two main types of diabetes:
This topic is about type 2 diabetes.
Read more about type 1 diabetes
Another type of diabetes, known as gestational diabetes, occurs in some pregnant women and tends to disappear after birth.
The symptoms of diabetes occur because the lack of insulin means glucose stays in the blood and isn't used as fuel for energy.
Your body tries to reduce blood glucose levels by getting rid of the excess glucose in your urine.
Typical symptoms include:
Read more about the symptoms of type 2 diabetes
It's very important for diabetes to be diagnosed as soon as possible as it will get progressively worse if left untreated.
Type 2 diabetes occurs when the body doesn't produce enough insulin to function properly, or the body's cells don't react to insulin. This means glucose stays in the blood and isn't used as fuel for energy.
Type 2 diabetes is often associated with obesity and tends to be diagnosed in older people. Due to increased obesity, type 2 diabetes is now being seen in young people and all ages. It's far more common than type 1 diabetes.
Read about the causes and risk factors for type 2 diabetes
Type 2 diabetes is treated with changes in your diet and depending on the response of your blood glucose levels, sometimes tablets and insulin. Early in the course of type 2 diabetes, planned weight loss can even reverse the disease.