If you've searched the internet for private medical insurance that covers expats in Haiti then you are most likely for looking for established UK based health insurance companies that will cover your medical costs in Haiti.
Living as an expat in Haiti you want to avoid any nasty unexpected medical costs. In some countries these can run into hundreds of thousands of pounds for serious medical conditions.
Our advice when shopping around for private medical cover that covers expatriates living in Haiti is to speak to a insurance broker. Health insurance is very complicated and if you want complete certainty that Haiti is covered you should talk with a health insurance broker who can explain which providers will cover medical costs for expatriates in Haiti and which will not.
There are many advantages to using a insurance broker but the largest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than you so it costs you no extra to use their brokering services.
- Do you reside in many different areas? Some will give you a cheaper policy premium than offers. A insurance broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this vital information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different insurance policies?
- You've lean't you're at risk of developing a certain condition and want to know which policy provider offers the biggest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Haiti, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one health insurance broker which will know which policy providers on the market offer cover for expats in Haiti and under what terms they do or don't cover it.
Haiti Information
Tourism in Haiti is an industry that has generated just under a million arrivals in 2012, and is one of the main sources of revenue for the nation. With its favorable climate, second longest coastline of beaches and most mountainous ranges in the Caribbean, waterfalls, caves, colonial architecture and distinct cultural history, Haiti has had its history as an attractive destination for tourists. However, unstable governments have long contested its history and the country's economic development throughout the 20th century.
In 2012, the industry generated US$200 million (mostly from cruise ships). In December 2012, the US State Department issued a travel warning about the country, noting that while thousands of American citizens safely visit Haiti each year, foreign tourists had been victims of violent crime, including murder and kidnapping, predominantly in the Port-au-Prince area. Several hotels were opened in 2012, including a Best Western Premier, a five-star Royal Oasis hotel by Occidental Hotel and Resorts in Pétion-Ville, a four-star Marriott hotel in the Turgeau area of Port-au-Prince and other new hotel developments in Port-au-Prince, Les Cayes, Cap-Haïtien, and Jacmel.[citation needed] Other tourist destinations include Camp-Perrin, Pic Macaya, and Île-à-Vache which includes Port Morgan and Abaka Bay resorts.[citation needed] The four-star all-inclusive 400-room beachfront Royal Decameron Indigo Beach Resort & Spa, Cote des Arcadins opened in December 2015.
The Haitian Carnival has been one of the most popular carnivals in the Caribbean. In 2010, the government decided to stage the event in a different city outside of Port-au-Prince every year in an attempt to decentralize the country. The National Carnival which is usually held in one of the country's largest cities (i.e., Port-au-Prince, Cap-Haïtien or Les Cayes), follows the also very popular Jacmel Carnival which takes place a week earlier in February or March.
Like most tourism during the turn of the 19th century, tourism in Haiti ostensibly began with a series of popularized travelogues. Many of these travel narratives were themselves the result of the "opening up" of Haiti during the US Occupation (1915-1934) and Western capitalist expansion across the greater Caribbean. Authors invariably wrote on topics concerning racism and "The Negro Question" (i.e. whether Haiti and blacks in general were capable of civilization and self-rule), Haitian revolutionary intrigue, and voodoo mystique. The sights which these texts reported became the foundation for the country's more celebrated attractions following World War II.
In the late 1940s and 1950s, tourists flocked to the waterfront area of Port-au-Prince, redeveloped to allow cruise ship passengers to walk from the docks to the famous cultural attractions. Among these attractions were the Moorish-styled Iron Market, where fine Haitian art and mahogany were sold, as the evenings were accompanied by dancing, casino gambling, or Voodoo shows. The exclusivity attracted the likes of Truman Capote and Noël Coward to the Hotel Oloffson, a 19th-century Gothic gingerbread mansion set in a lush tropical garden, which even was glorified in the Graham Greene novel, The Comedians.
Haiti's brief tourism boom was wiped out by the rule of Francois "Papa Doc" Duvalier and his unstable government. However, when his son Jean-Claude "Baby Doc" Duvalier succeeded him as President for Life, tourism returned in the 1970s, and again Haiti was a hot spot tourist destination drawing an average of 150,000 visitors annually. The resurgence of tourists flocking to Haiti's new seaside beach resort, included Bill and Hillary Clinton who honeymooned there in 1975. Vive la différence has long been Haiti's national tourism slogan, and its proximity to the United States made Haiti a hot attraction until the Duvalier regime was ousted in 1986.
Since the second half of the 20th century, tourism in Haiti has suffered from the country's political upheaval. Inadequate infrastructure also has limited visitors to the island. Following the ouster of President Jean-Bertrand Aristide in 1991, tourism has recovered slowly. The Caribbean Tourism Organization (CTO) has joined the Haitian government in efforts to restore the island's image as a tourist destination. In 2001, 141,000 foreigners visited Haiti. Most came from the United States. Further improvements in hotels, restaurants, and other infrastructure still are needed to make tourism a major industry for Haiti.
Due to recent political instability, tourism (once a significant industry) has suffered in Haiti, with the exception of Labadee, a port located on the country's northern coast. Labadee is a resort leased long term by Royal Caribbean International. Although sometimes described in advertisements as an island in its own right, it is actually contiguous with the rest of Hispaniola. Labadee is fenced off from the surrounding area. The cruise ships dock at the pier, and passengers disembark directly to the resort without being given the opportunity to visit other parts of the country. Attractions include a Haitian flea market, traditional Haitian dance performances, numerous beaches, water-sports, and a water park.