If you've searched online for private medical insurance that covers expats in Moldova then you are probably for looking for established UK based health insurance companies that will cover your medical costs in Moldova.
Living as an expat in Moldova you want to avoid any unwanted and unexpected medical costs. In some countries these can run into hundreds of thousands of pounds for very serious conditions.
Our advice when shopping around for private medical insurance that covers expatriates living in Moldova is to speak to a health insurance broker. Health insurance is very complex and if you want complete certainty that Moldova is covered you should talk with a medical insurance broker who can explain which policy providers will cover medical expenses for expatriates in Moldova and which will not.
There are many advantages to using a insurance broker but the biggest by far is that you're using their industry experience at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their brokering services.
- Do you reside in many different postcodes? Some will give you a lower policy premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the biggest amount of cover for it. A broker will know this instantly saving you so much time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Moldova, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its far far quicker to speak to one medical insurance broker which will know which providers on the market offer cover for expats in Moldova and under what terms they do or don't cover it.
Moldova Information
Tourism in the Republic of Moldova focuses on the country's natural landscapes and its history. Wine tours are offered to tourists across the country. Vineyards/cellars include Cricova, Purcari, Ciumai, Romanești, Cojușna, Mileștii Mici. In 2015, Moldova received 2.85 million visitors.
There is a visa-free regime between the Republic of Moldova and citizens of the European Union (27 states), including Austria, Poland, the Netherlands, Romania, Slovenia, Germany, Hungary and others whose citizens can enter the Republic of Moldova without a visa for up to 90 days within any 180-day period.
The traditions of Moldovan wine are more than 7000 years old, so winemaking has become an integral part of Moldovan culture. There are more than 150 wineries in the country that produce gorgeous wines, cognacs and champagne. The apotheosis of the local alcoholic paradise is the annual National Wine Day, the largest wine festival in Eastern Europe, held on the first weekend of October. From 2013 Moldova put its focus on implementing a EU model based on protected geographical indications (PGIs, which means the wine is originated in a particular region and its quality can be guaranteed). This system now covers four growing areas of Valul lui Traian, Stefan Voda, Codru and Divin. As the result, Moldova has made impressive progress in upgrading the quality of its wines over the last five years which was clearly appreciated by wine lovers and professionals across the world: