If you've searched the internet for private medical insurance that covers expats in Nigeria then you are probably for looking for established UK based health insurance companies that can cover your medical expenses in Nigeria.
Living as an expat in Nigeria you want to avoid any unwanted and unexpected health care costs. In some countries these can run into hundreds of thousands of pounds for very serious medical conditions.
Our advice when looking for private medical cover that covers expatriates living in Nigeria is to speak to a insurance broker. Health insurance is incredibly complicated and if you want complete certainty that Nigeria is covered you should consult with a medical insurance broker who can explain which policy providers will cover medical costs for expatriates in Nigeria and which will not.
There are many advantages to using a broker but the biggest by far is that you're using their expertise at no cost. They are paid by the insurer (Aviva or Bupa etc) rather than by you so it costs you no extra to use their services.
- Do you live in many different areas? Some will give you a cheaper premium than offers. A broker will be able to advise whats best.
- Do you have a hobby that may invalidate your insurance claim? A broker will know this critical information.
- If you are a couple and one of you has claimed on your insurance policy this year would it be cheaper to separate you both onto two different policies?
- You've developed a certain medical condition and want to know which insurer offers the largest amount of cover for it. A broker will know this instantly saving you huge amounts of time and effort.
You can call around every medical insurance provider you can find and ask if they provider cover for expats in Nigeria, however this will be a very time consuming process. Each insurer will ask for your medical history because its not normally a simple yes or not if a medical condition is covered or not.
Its much quicker to speak to one health insurance broker which will know which providers on the market offer cover for expats in Nigeria and under what terms they do or don't cover it.
Nigeria Information
Tourism in Nigeria centers largely on events, due to the country's ample amount of ethnic groups, but also includes rain forests, savannah, waterfalls, and other natural attractions. The World Travel and Tourism Council estimated revenue related to tourism and travel in Nigeria will exceed $1 billion USD in 2007, and will account for approximately 6% of the gross domestic product. The industry suffers from the country's poor electricity, roads, and water quality.
Abuja is home to several parks and green areas with the largest one being Millennium Park. Millennium Park was designed by architect Manfredi Nicoletti and was officially opened by the United Kingdom's Elizabeth II in December 2003. Another open area park is located in Lifecamp Gwarimpa; near the residence of the Minister of the Federal Capital Territory. The park is located on a slightly raised hilltop which contains sport facilities like Basketball and Badminton courts another park is the city park, it is located in wuse 2 and is home to numerous outdoor and indoor attractions such as a 4D cinema, astro-turf, lawn tennis court, paintball arena and a variety of restaurants.
Lagos, subsequent to the re-modernization project achieved by the previous administration of Governor Raji Babatunde Fashola, is gradually becoming a major tourist destination, being one of the largest cities in Africa and in the world. Lagos is currently taking steps to become a global city. The 2009 Eyo carnival (a yearly festival originated from Iperu Remo, Ogun State), which took place on 25 April, was a step toward world city status. Currently, Lagos is primarily known as a business-oriented and a fast-paced community.
Lagos has become an important location for African and "black" cultural identity. Many festivals are held in Lagos; festivals vary in offerings each year and may be held in different months. Some of the festivals are Festac Food Fair held in Festac Town Annually by Festaconline, Eyo Festival, Lagos Black Heritage Carnival, Lagos Carnival, Eko International Film Festival, Lagos Seafood Festac Festival, LAGOS PHOTO Festival and the Lagos Jazz Series, which is a unique franchise for high-quality live music in all genres with a focus on jazz. Established in 2010, the popular event takes place over a 3–5 day period at selected high quality outdoor venues. The music is as varied as the audience itself and features a diverse mix of musical genres from rhythm and blues to soul, Afrobeat, hip hop, bebop, and traditional jazz. The festivals provide entertainment of dance and song to add excitement to travelers during a stay in Lagos.
Lagos has a number of sandy beaches by the Atlantic Ocean, including Elegushi Beach and Alpha Beach. Lagos also has a number of private beach resorts including Inagbe Grand Beach Resort and several others in the outskirts.
Lagos has a variety of hotels ranging from three star to five star hotels, with a mixture of local hotels such as Eko Hotels and Suites, Federal Palace Hotel and franchises of multinational chains such as Intercontinental Hotel, Sheraton and Four Points by Hilton. Other places of interest include the Tafawa Balewa Square, Festac town, The Nike Art Gallery, Freedom Park, Lagos and the Cathedral Church of Christ, Lagos.
Obudu Mountain Resort is a ranch and resort on the Obudu Plateau in Cross River State. It was developed in 1951 by M. McCaughley, a Scot who first explored the mountain ranges in 1949. He camped on the mountaintop of the Oshie Ridge on the Sankwala Mountains for a month before returning with Mr. Hugh Jones a fellow rancher in 1951. Together with Dr Crawfeild, they developed the Obudu Cattle Ranch. Although the ranch has been through troubles since, it has been rehabilitated to its former glory.
Since 2005, a cable car climbing 870 metres (2,850 ft) from the base to the top of the plateau gives visitors a scenic view while bypassing the extremely winding road to the top. The resort is found on the Obudu Plateau, close to the Cameroon border in the northeastern part of Cross River State, approximately 110 kilometres (68 mi) east of the town of Ogoja and 65 kilometres (40 mi) from the town of Obudu in Obanliku Local Government Area of Cross River State. It is about 30 minutes drive from Obudu town and is about a 332 kilometres (206 mi) drive from Calabar, the Cross River State capital. Charter air service is available to the Bebi Airport which lies between the village of Obudu and the resort. The ranch has in recent times seen an influx of both Nigerian and international tourists because of the development of tourist facilities by Cross-River State Government, which has turned the ranch into a well known holiday and tourist resort center in Nigeria.
Also, Ibeno Beach is one of the most beautiful beaches in the country and the longest coastline sand beach in Nigeria and West Africa. It is situated in Jamestown in Akwa Ibom. The city is said to be named after the local government where it is located. According to historians, the beach is one of the oldest beaches in Nigeria.